Now, the entire Superintendency from Economic Agencies (SUGEF, Superintendencia General de- Entidades Financieras), the fresh economic regulator, is rolling out gender evidence and you will plans to orientate guidelines so you’re able to link the fresh new gender gap.
The brand new Ministry from Cost savings, Business and you will Commerce (MEIC – Ministerio de- Economia, Industria y Comercio) is the governing human body accountable for policies on individual effort, providers development and you may venture out-of providers community on world, commerce and you may services groups, and for the newest SME field. Associated with the latter, the fresh new MEIC works inside the control for the bank operating system on the type of credit apps intended for the latest markets as well as producing the use of digital interaction qualities and you may boost their formalization. Within experience, the latest MEIC has been coping with this new INAMU additionally the National Discovering Institute (INA, for the phrase in Language) regarding the construction and you will execution of a specific program for ladies entrepreneurs: the fresh new National Program to have Businesswomen.
The Main Financial regarding Costa Rica (Banco Central de- Costa Rica, BCCR) accounts for the latest economic and you will rate of exchange policy. The fresh Federal Council to own Supervision of Economic climate (CONASSIF) ‘s the regulator and supervisory authority doing work from Superintendencies: > SUGEF: to own monetary intermediaries (AFI user once the 2013), > SUGEVAL: to have securities, > SUPEN: into the federal pension program, and you may > SUGESE: for the insurance policies markets.
On Program regarding Banking to have Creativity (SBD) Act n? 9274, article 8 says your SBD manage structure rules in order to combat gender inequalities, having money policies and you may non-financing that enable equitable access for women, with regards to access to borrowing, guarantees and you can low-monetary qualities and you may company innovation. Financial agencies you to definitely access SBD resources have to have, among all of their financial support applications, procedures that make up for gender inequalities.
In regards to the particular applications out-of INAMU, using FOMUJERES (actually “new funds for ladies”), a nonreimbursable loans, funds women that establish business effort or attempts to defend ladies legal rights. For the 2021, FOMUJERES gave service in order to 572 projects from rural female all the along side country, with step 1.8 mil USD. The quantity of new funds information while the 2014 was USD 9.8 mil to invest in more 3.000 energetic programs.
Regarding studies range, Costa Rica has been get together sex-disaggregated credit investigation for quite some time, facilitated from the federal ID system
Eventually, the latest Combined Institute away from Public Help (IMAS – Instituto Mixto de Ayuda Public), and their faith FIDEIMAS (virtually IMAS?Trust), composed inside structure of your own Law out-of Awareness of Female from inside the Poverty Conditions, aims at financing a lot more and part guarantees, thanks to credits with favorable interest levels. The new https://brightwomen.net/no/israelske-kvinner/ believe offers classes, tech guidance and you will followup for folks or groups one to do energetic strategies.
3.1 Industrial Banking institutions
The latest economic business during the Costa Rica is ruled of the stateowned financial institutions that enable to achieve coverage objectives and are engaged in infrastructure invention, financial inclusion and you may SME financing. Into the 2008, the world mainly based the credit Money for Advancement (Fondo de- Credito con el fin de este Desarrollo) which is used to finance apps inside Program out of Financial to possess Innovation (SBD). In this framework, personal banking companies try required so you’re able to import financing to state-owned banking institutions engaged in SBD.
A device away from system-greater control, including monetary intermediaries […] and microfinance agencies […] with the objective from money and generating energetic and you may feasible creativity ideas.
Among state-had banking institutions, the fresh new Banco Nacional provides implemented, since 2010, Banca Mujer, an application to advertise the development of Costa Rican feminine because of consultative and you can resource. Just like the consultative range includes financial knowledge, trainings, business assistance, issues expo and you may change missions, the fresh funding line provides credit for MSME capital and you can company procedure, playing cards to pay for liquidity need, assistance to get verify products. The application form is aimed at strengthening women and you may producing better-becoming for females, their own families in addition to their companies.